Vol. 05 / 2026The IndexUpdated May 2026
№ 00 , The Expat Index

The 25 best cities for expats in 2026.

Scored across eight axes the relocating professional actually weighs: visa access, English usability, healthcare quality, cost of living, safety, community depth, internet, and the speed of settling in. Singapore leads at 9.3 against the global field; Belgrade closes the top 25 at 6.8.

9.3
Top index score
SingaporeBest expat city, 2026
№ 01 , The Top Three

The three best expat cities of 2026.

Ranked one through three on the same eight axis expat index. The arithmetic, the why, and the local infrastructure that matters to the new arrival.

Singapore · Southeast Asia · index 9.3

Singapore

Singapore takes the best expat city of 2026 at a 9.3 expat index, the highest score in the eight years we have run the ranking. The structural advantage runs on three axes no rival matches at once. English is an official working language, which removes the language barrier that gates every other top ranked Asian city. The healthcare tier at Mount Elizabeth, Raffles, and Gleneagles ranks at the global top five, with the foreign resident carrying private cover at 120 to 380 Singapore dollars a month. And the safety reading at 9.4 sits 2 points above the global expat city median, off an urban violent crime rate of 220 per 100,000 in 2024.

The trade off is cost. Singapore sits at the 81st percentile of the 226 city cost survey, with the central one bedroom at 3,900 Singapore dollars a month and the international school tier at 32,000 to 48,000 Singapore dollars a year per child. The Employment Pass route runs the 5,600 Singapore dollar minimum monthly salary, rising to 10,500 for the financial sector, subject to the COMPASS points framework introduced in 2023. The compensating factor is the tax line: the effective income tax rate of 11 percent at the 100,000 dollar band and the absence of any capital gains tax leave the high earner ahead despite the cost.

For the new arrival, the settling axis is the quiet Singapore strength. The bank account opens in a day, the apartment lease runs in English on a standard template, and the expat community across Tanjong Pagar, Tiong Bahru, and the East Coast is large and structured. The full Singapore city profile walks the district by district housing and school stack, and the Dubai vs Singapore comparison sets it against the Gulf alternative. SafetyWing bridges the first six months before the local cover activates.

Index9.3
Safety9.4
Englishofficial
United Arab Emirates · Middle East · index 9.1

Dubai, UAE

Dubai takes second at a 9.1 expat index, with the structural lead running on the tax axis and the visa axis. The personal income tax rate is zero, the single largest financial advantage in the ranking, and the Golden Visa grants a ten year renewable residency to the qualifying professional, investor, or remote worker on a 5,000 dollar a month income. The city is built for the expat: 88 percent of the population is foreign born, English runs the workplace and the street, and the settling infrastructure from the bank account to the lease is designed for the inbound arrival.

The healthcare tier at the Mediclinic, the American Hospital, and the King's College Hospital Dubai ranks at the regional top, with mandatory employer health cover at the standard package. The safety reading at 8.9 reflects one of the lowest urban crime rates of any major city, and the internet at 250 Mbps average plus the structural air conditioning makes the summer livable. The cost line sits high, with the central one bedroom at 3,200 dollars a month in Downtown and Dubai Marina, but the zero tax offsets the rent for the high earner.

The trade off Dubai asks is climate and culture. The summer runs 105F from June through September, the resident lives between air conditioned spaces, and the legal and social norms differ from the Western baseline in ways the new arrival should research. The full Dubai city profile walks the visa routes and the neighborhood stack, and the no income tax ranking places Dubai at the top globally. Wise handles the multi currency salary, a common need in a city paid in dirhams against home country obligations.

Index9.1
Tax0%
Foreign born88%
Portugal · Iberia · index 8.7

Lisbon, Portugal

Lisbon takes third at an 8.7 expat index and is the value pick of the top tier. The structural advantage runs on the combination the other two cannot match: a Western European capital with a Mediterranean climate, a safety reading of 8.6, a cost line 30 to 45 percent below Singapore and Dubai, and a visa framework built for the remote worker. The D8 digital nomad visa runs at 3,480 euros a month in remote income, the D7 passive income visa at 870 euros a month, and the Tech Visa for the qualifying role; the D8 pulled 4,200 approvals in 2025.

English usability is high in Lisbon for an non Anglophone capital: 85 percent of the technology and tourism tier operates in English, and the expat community across Principe Real, Cais do Sodre, and Estrela is among the densest in Europe. The healthcare runs the SNS public tier at zero point of care cost for the registered resident, plus the private layer through Multicare at 50 to 140 euros a month. The central one bedroom at 1,400 euros a month sits well below the top two.

The trade off is the salary line and the tax change. The local Portuguese salary runs 55 to 70 percent below the Western line, so Lisbon works for the remote worker on a foreign contract, not the relocator dependent on local pay. The NHR tax regime closed to new applicants on January 1, 2024, with the replacement IFICI regime at 20 percent flat on qualifying Portuguese sourced income. The full Lisbon city profile and the low tax EU guide walk the post NHR position; the Lisbon vs New York comparison sets it against the US alternative.

Index8.7
Nomad visaD8
Rent 1BR1,400 EUR
№ 02 , The Index

The 25 best expat cities, ranked.

Full ranked table of the 25 best expat cities of 2026 by independent expat index. Click the city name for the full profile.

No
City
Country
Visa
Safety
Cost
Index
01
Singapore
7.6
9.4
5.8
9.3
02
UAE
8.8
8.9
6.2
9.1
03
Portugal
9.2
8.6
7.4
8.7
04
Netherlands
8.4
8.8
6.0
8.6
05
Japan
7.2
9.6
6.8
8.5
06
Spain
8.6
8.4
7.0
8.4
07
Germany
8.0
7.9
6.6
8.3
08
Spain
8.6
8.0
6.8
8.2
09
Thailand
8.4
6.8
8.8
8.1
10
Mexico
8.2
6.4
8.6
8.0
11
Malaysia
8.0
7.4
8.8
7.9
12
Austria
7.4
9.2
6.4
7.9
13
Spain
8.6
8.4
8.0
7.8
14
Portugal
9.2
8.4
7.8
7.7
15
Georgia
9.4
7.2
9.0
7.6
16
Hungary
8.0
8.0
8.2
7.5
17
Czech Republic
7.8
8.4
7.8
7.5
18
Colombia
8.4
6.2
8.8
7.4
19
Thailand
8.4
7.4
9.2
7.4
20
Vietnam
7.6
7.0
9.2
7.3
21
Estonia
9.0
8.2
7.6
7.2
22
Uruguay
8.6
7.4
7.8
7.1
23
Mexico
8.2
6.6
8.4
7.0
24
Croatia
8.4
8.6
7.6
6.9
25
Serbia
8.6
7.8
8.6
6.8

The 2026 ranking has three structural shifts against the 2025 edition. Lisbon held third despite the NHR tax closure, because the D8 visa volume and the safety reading offset the lost tax advantage for the index. Tbilisi entered the top 15 at rank 15 on the strength of its visa axis, where the one year visa free stay for 95 nationalities and the 1 percent small business tax regime score 9.4, the highest visa reading in the table. Mexico City climbed to rank 10 on the back of the post pandemic expat wave and the strengthened temporary resident visa route, despite a safety reading of 6.4 that keeps it out of the top tier.

The table separates into four bands. The top tier at ranks 1 to 5, Singapore, Dubai, Lisbon, Amsterdam, and Tokyo, scores 8.5 or above on the combination of healthcare, safety, and settling infrastructure that the established professional weighs; these are the cities where the bank account, the lease, and the school place resolve cleanly. The European value tier at ranks 6 to 14, Madrid, Berlin, Barcelona, Vienna, Valencia, and Porto, scores 7.7 to 8.4 on the combination of climate, cost, and the Schengen mobility that lets the resident travel the continent on one visa.

The emerging value tier at ranks 9 to 20, Bangkok, Mexico City, Kuala Lumpur, Tbilisi, Medellin, Chiang Mai, and Ho Chi Minh City, scores 7.3 to 8.1 on the cost axis, where the central one bedroom runs 400 to 800 dollars and the daily basket runs a fraction of the European line; the trade off is the safety reading, which sits at 6.2 to 7.4 across the Latin American and Southeast Asian entries. The frontier tier at ranks 21 to 25, Tallinn, Montevideo, Playa del Carmen, Split, and Belgrade, scores 6.8 to 7.2 on a strong single axis, the Estonian digital residency and nomad visa in Tallinn, the political stability in Montevideo, the beach access in Playa del Carmen, that earns the place against a thinner overall infrastructure.

The cost axis runs the widest distribution. The central one bedroom ranges from 380 dollars in Tbilisi and Chiang Mai to 3,900 in Singapore, a 10x range that defines the budget envelope at the same income. The visa axis is where the ranking has shifted most in three years, as the digital nomad visa spread from a handful of countries in 2021 to more than 60 by 2026; Lisbon, Tbilisi, Tallinn, and Bangkok now run dedicated remote worker routes that did not exist when the ranking launched. The nomad visa cities ranking and the cheapest cities for expats ranking apply the deeper visa and cost filters.

№ 03 , Honorable Mentions

Five just outside the top 25.

Cities that miss the cut by 0.1 to 0.4 index points, with the structural reason we still recommend the long stay.

Bali, Indonesia

Southeast Asia · ranked 27 · index 6.7

Bali misses the top 25 by 0.1 index points off the visa friction. The structural draw is the cost line, with the Canggu and Ubud villa at 800 to 1,400 dollars a month, the coworking density, and the established nomad community. The trade off is the Indonesian visa, which runs the 60 day tourist stay plus the new remote worker KITAS that launched in 2024 but carries a complex renewal, plus the structural infrastructure gaps in power and traffic. The Bali vs Bangkok comparison sets it against the regional alternative.

Cost9.0
Visa6.4
Index6.7

Cape Town, South Africa

Southern Africa · ranked 29 · index 6.6

Cape Town sits at the 6.6 index level on a strong climate and cost axis offset by the safety reading. The structural draw is the combination of the Mediterranean climate, the mountain and ocean setting, the English working language, and a cost line where the central one bedroom runs 700 to 1,000 dollars. The trade off is the safety reading at 5.4, the load shedding power cuts that persisted into 2025, and the water security risk. The full Cape Town city profile walks the suburb by suburb safety map.

Climate9.0
Safety5.4
Index6.6

Buenos Aires, Argentina

South America · ranked 31 · index 6.5

Buenos Aires sits at the 6.5 index level with the structural draw running on the walkable European street grid, the cultural density, the low cost line in US dollar terms, and the fast two to three year path to citizenship. The trade off is the macroeconomic volatility, where the peso and the inflation rate have whipsawed the cost line for a decade, and the safety reading at 6.4. The 2024 to 2025 reforms narrowed the exchange rate gap, which improved the predictability for the dollar earner. The Bangkok vs Buenos Aires comparison walks the trade off.

Cost8.4
Walk8.0
Index6.5

Lima, Peru

South America · ranked 34 · index 6.3

Lima sits at the 6.3 index level on the cost axis and the Pacific coast climate, offset by the safety and pollution readings. The structural draw is the cost line, where the central one bedroom in Miraflores or Barranco runs 500 to 800 dollars, the food scene at the Central and Maido global top tier, and the proximity to the rest of the Andean region. The trade off is the safety reading at 5.8 and the gray coastal garua overcast that holds half the year. The full Lima city profile walks the district stack.

Cost8.6
Food9.2
Index6.3

Bogota, Colombia

South America · ranked 36 · index 6.2

Bogota sits at the 6.2 index level on the cost axis and the spring climate, offset by the safety reading and the altitude. The structural draw is the cost line, the temperate 2,640 meter altitude climate that holds 64F year round, and the growing technology and startup scene that earns it a remote worker base. The trade off is the safety reading at 5.6, the altitude adjustment for the new arrival, and the traffic. The full Bogota city profile walks the neighborhood safety map; the digital nomad cities ranking places it in the regional tier.

Cost8.8
Climate8.0
Index6.2
№ 04 , How We Scored

The methodology, in full.

A transparent walk of the expat index, the data sources, and the editorial decisions behind the 2026 best cities for expats ranking.

The index

Eight axes, weighted to the relocator.

The methodology is an eight axis weighted expat index priced May 2026: visa access and the path to residency (18 percent weight), cost of living against a standard single basket (16 percent), healthcare quality and the cost of private cover (14 percent), safety and urban crime (14 percent), English usability in daily life and the workplace (12 percent), community depth and the size of the existing expat base (10 percent), internet speed and remote work infrastructure (8 percent), and the speed of settling in, the bank account, lease, and registration friction (8 percent). The 18 percent visa weight reflects the structural reality that the move does not happen if the legal route does not exist.

Data sources

Numbeo, Mercer, EIU, national data.

The primary sources are the Numbeo cost of living and crime indices May 2026, the Mercer Cost of Living and Quality of Living Surveys 2026 for the 226 city overlap, the EIU Safe Cities Index 2024 for the urban safety axis, the Speedtest Global Index April 2026 for the internet axis, the World Bank Open Data 2025 for the country level read, and the relevant national immigration authorities for the visa and residency routes. We cross reference the InterNations Expat Insider 2025 survey for the community and settling axes. We exclude cities with fewer than 80 Numbeo respondents in the trailing 18 month window to suppress small sample noise.

What we exclude

Tourism appeal, nightlife, scenery.

The expat index does not weight the tourism draw, the nightlife scene, or the scenery; those are the axes the nightlife ranking and the city profiles handle. We do not weight the local salary line, because the modern expat increasingly arrives on a remote contract or a transfer rather than the local job market; the highest paying cities ranking handles the local salary filter. We exclude any city scoring below 6.0 on the broader everycity index regardless of the expat axis, which removes the active conflict zones and the cities with collapsed public services.

What we include

The editorial read on the live experience.

Every city in the index is also scored on the everycity 10 point general index that weights cost, safety, healthcare, weather, jobs, and eight more axes. The expat index reweights those toward the inbound relocator, which is why Singapore and Dubai rise above their general index position on the visa and settling axes, and why a city like Tokyo, which scores high on safety and healthcare, sits at rank 5 rather than higher on the language friction. The full methodology walks the index weighting in full, and the best value cities ranking reweights against the cost basket.

One editorial note on the visa axis. The 18 percent weight on visa access reflects the structural shift of the past five years, as the digital nomad visa spread from a handful of pilot programs in 2021 to more than 60 national schemes by 2026. The ranking rewards the cities that run a dedicated remote worker route with a clear income threshold and a renewal path: Lisbon at the D8, Tbilisi at the one year visa free stay, Tallinn at the digital nomad visa, Bangkok at the Destination Thailand Visa, and Dubai at the virtual working programme. The cities that gate the inbound move behind employer sponsorship, Singapore at the Employment Pass and Tokyo at the work visa, score lower on this axis even where they win the others. The digital nomad visas guide and the visa difficulty checker resolve the route by nationality.

One note on the cost axis. The 16 percent weight covers a standard single basket: the central one bedroom rent, the monthly grocery and transport line, the utilities and internet, and the discretionary dining and gym line. The basket runs from 1,000 dollars all in a month in Tbilisi, Chiang Mai, and Ho Chi Minh City to more than 4,000 in Singapore and Dubai. The structural insight is that the cost axis and the safety axis trade against each other in the emerging value tier; the cities that win the cost line, Bangkok, Mexico City, Medellin, sit lower on the safety reading, while the cities that win the safety line, Singapore, Vienna, Tokyo, sit higher on cost. The cheapest cities for expats ranking applies the cost only filter, and the cost of living calculator rebuilds the basket against your own spend.

One note on the healthcare axis. The 14 percent weight covers the system quality, the cost of private cover for the foreign resident, and the access wait. The top tier runs the global private hospital networks, Mount Elizabeth in Singapore, the Mediclinic in Dubai, the Hospital Italiano in Buenos Aires, at a quality the medical tourism market validates; the Asia medical tourism guide walks the Asian tier in detail. The European public systems, the SNS in Portugal, the public health card in Austria, run zero or near zero point of care cost for the registered resident, but require the residency qualifying period that the new arrival bridges with private cover. SafetyWing handles the first six months at 49 to 65 dollars a month, and Cigna Global handles the multi year resident.

One note on the English usability axis. The 12 percent weight separates the cities where the new arrival functions in English from day one, Singapore, Dubai, Amsterdam, from those that require the local language for the lease, the bank, and the bureaucracy even where the workplace runs in English, Tokyo, Madrid, Berlin. The structural reality is that the English usability reading in daily life runs lower than the inbound expat expects in the European value tier; the Spanish requirement in Madrid and Valencia, the German in Berlin and Vienna, and the Portuguese in Lisbon and Porto are real, and the Babbel review walks the language curve and the study hours each requires. The cities that combine English usability with the cost and visa advantage, Lisbon, Kuala Lumpur, Tbilisi, score the highest on the combined relocator read.

One note on the community axis. The 10 percent weight rewards the size and structure of the existing expat base, because the new arrival settles faster where the community, the meetups, and the structured onboarding exist. The InterNations Expat Insider 2025 survey ranks Mexico City, Lisbon, and Dubai at the top of the community axis globally, off the density of the expat population and the structured social infrastructure. The structural counterpoint is that the largest expat communities cluster in the cities where the visa and the language are easiest, which compounds the advantage; the frontier tier cities, Montevideo, Belgrade, Split, score lower on community simply because fewer expats have arrived. For the relocator who values an established community, the top 10 of this ranking is the safe set; for the one who wants to be early, the frontier tier rewards the move.

One note on the settling axis. The 8 percent weight covers the friction of the first 90 days: the bank account, the apartment lease, the residency registration, the tax number, and the utility setup. Singapore and Dubai score highest because the entire stack is designed for the inbound professional and resolves in days; the Latin American and Southeast Asian entries score lower because the bureaucracy runs slower and often requires the local language and an in person visit. The relocation checklist walks the 90 day pre arrival plus 30 day post arrival sequence, and the Booking.com long stay rate bridges the accommodation gap before the lease activates.

One note on the structural archetypes the ranking surfaces. The 25 cities resolve into four expat archetypes, and the relocator should match the archetype to the situation rather than read the rank alone. The corporate transfer city, Singapore, Dubai, Tokyo, Amsterdam, suits the professional moving on a company package with a salary, a relocation budget, and an employer that handles the visa; here the cost is high but the settling friction is low. The remote worker value city, Lisbon, Tbilisi, Bangkok, Chiang Mai, Medellin, suits the location independent earner on a foreign contract; here the visa is a dedicated nomad route, the cost is a fraction of the home country, and the trade off is the local salary that the remote worker does not need. The European lifestyle city, Madrid, Barcelona, Berlin, Vienna, Valencia, Porto, suits the relocator who wants the Schengen mobility, the climate, and the depth of European culture, and who can navigate the language and the bureaucracy. And the frontier city, Tallinn, Montevideo, Belgrade, Split, suits the early mover who values being ahead of the crowd over the depth of an established community.

One note on the trade offs that recur across the table. The cost axis and the safety axis pull in opposite directions through the emerging value tier, where the cheapest cities, Bangkok at a 1,400 dollar all in single budget, Mexico City and Medellin below 1,200, carry the lowest safety readings, 6.2 to 6.8, while the safest cities, Singapore at 9.4, Tokyo at 9.6, Vienna at 9.2, carry the highest cost. The English usability axis and the cultural immersion that many relocators say they want pull against each other too: the cities where the new arrival never needs the local language, Singapore, Dubai, are the ones where the expat lives most inside the bubble, while the cities that demand the language, Tokyo, Madrid, Berlin, are the ones that pull the resident into the local life. There is no city that maximizes every axis at once; the ranking is a map of which trade offs each city asks, and the relocator chooses the trade off, not the perfect score.

One note on the cities that did not make the cut and why. Several global cities that the casual reader expects to see, London, Paris, New York, San Francisco, sit outside the top 25 on the expat index despite ranking high on the general index, because the visa difficulty, the cost, or both penalize the inbound relocator without a corporate sponsor. London and New York gate the move behind a hard work visa and a top decile cost; Paris adds the French language requirement and the bureaucracy. These remain extraordinary cities to live in for the relocator with the salary and the sponsorship, but the expat index measures the ease and value of the move for the typical inbound professional, not the appeal of the city to the resident who is already there. The London vs New York comparison and the Paris vs Singapore comparison set the global cities against the ranked alternatives.

The ranking is refreshed quarterly. The next scheduled update is August 15, 2026; the prior update was February 12, 2026. Material movement of two ranks or more between updates is footnoted in the city profile changelog. For the parallel filters: the cheapest cities ranking, the safest cities ranking, the cities for remote work ranking, the nomad visa cities ranking, the digital nomad cities ranking, the no income tax ranking, and the cities for families ranking for the relocating family. For the comparison view, the Dubai vs Singapore, the Lisbon vs Madrid, the Lisbon vs Barcelona, and the Lisbon vs Porto walks of the same axes. For the affiliate stack: Wise handles the inbound multi currency transfer, SafetyWing covers the bridge insurance, and Booking.com bridges the long stay accommodation.

Sources, May 2026. Numbeo cost of living and crime indices May 2026 · Mercer Cost of Living and Quality of Living Surveys 2026 · EIU Safe Cities Index 2024 · Speedtest Global Index April 2026 · World Bank Open Data 2025 · InterNations Expat Insider 2025 · the relevant national immigration authorities for visa and residency routes. First published May 24, 2026. Last updated May 24, 2026.
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