The 25 safest suburbs in Texas.

The full safety index.

Ranked on the everycity safety index for May 2026: violent and property crime per 1,000 residents from the latest FBI submissions, normalized for population and weighted toward the violent rate.

The index rewards a low violent rate above all else, then a low property rate, then the consistency of both across three years of reporting. A town with a violent rate near zero and a property rate under 5.0 per 1,000 outranks a larger suburb that posts a respectable but higher property figure. The three numbered columns below carry the violent crime rate, the property crime rate, and the population, each from the most recent FBI Uniform Crime Reporting submission and the Census American Community Survey. The score in the final column is the composite, with green marking a safety index of 8.0 or above and amber marking 6.0 to 7.9. Every suburb in the top 25 scores in the green band, because the bar for the list is an index above 8.0; the towns in the amber band sit in the honorable mentions below.

Read the table by column rather than by rank to match it to a specific worry. The violent crime column favors Dallas area towns such as Trophy Club, Parker, and Murphy, where the rate sits at or below 0.4 per 1,000; the property crime column rewards the small Collin county towns of Parker and Melissa at 3.6; and the population column separates the tiny enclaves from the large master planned cities of Frisco and Allen, which hold a green score across populations above 110,000. A high property number on a large suburb is not a red flag on its own: Frisco at 12.0 per 1,000 still sits at half the Texas state property rate of 24.49. Every figure here measures the rate against the resident count, so a town of 6,432 and a city of 230,331 can be compared on equal terms.

The single most useful pattern in the table is the gap between the violent and property rates. Across all 25 towns the violent rate stays under 1.1 per 1,000, a small fraction of the state figure, while the property rate ranges more widely from 3.6 to 12.5. That spread tells a relocating family where the real risk sits in a Texas suburb: not in the rare violent incident, which these towns have all but engineered out, but in the property theft that follows density, retail, and through traffic. The safest large suburbs are the ones that keep the property rate down despite the size, which is why Houston area Sugar Land and the Dallas area cities of Allen and Frisco still earn a place at the floor of the green band. For the cost behind the safety, the cheapest US cities and highest paying US cities rankings set the trade in context.

The cost of safety is the figure the table cannot show, and in Texas it splits into two parts. The state levies no income tax, which lifts the take home on a salary or a pension relative to a high tax state, a structural gain that every town on this list shares. The offset is property tax, which runs among the highest in the nation and rises with the home value that the safest suburbs command. A buyer comparing Dallas enclaves such as Southlake or Colleyville against the cheaper East Texas towns of Whitehouse or Lumberton is weighing not only the sticker price of the house but the annual tax that follows it. The tax calculator prices the after tax position against your current state, the cities with no income tax ranking carries the wider field, and the cost converter sets two metros on equal purchasing power terms.

How the safety index works.

The safety index is a composite of four measured inputs, weighted to reward a low violent rate above all else and a record that holds across three years.

The index refreshes quarterly. The violent and property rates draw on the FBI Uniform Crime Reporting and National Incident Based Reporting submissions for each municipal police department, the population on the Census American Community Survey, and the rankings are cross checked against the SafeWise 2026 Texas analysis, which scored 343 reporting cities on the same FBI base. Where a town runs its own police department independent of the surrounding city, as the Memorial Villages do inside Houston, we score the town record rather than the metro. A suburb that did not submit a complete crime report, or that fell below the population threshold for reliable rates, is excluded rather than estimated.

One limit of the method is worth stating plainly. A crime rate measures reported incidents against residents, not the lived feeling of a street, and two towns with the same score can sit very differently for a given family depending on schools, commute, and cost. We hold the four measured axes as the comparable spine and leave the texture to the neighborhood detail, which a buyer should confirm against the local police department dashboard before a move. For the cost and income that sit alongside the safety, the best cities for jobs and remote work rankings carry the economic read, and the cost of living calculator prices a full month against your current home. A longer relocation, especially one that crosses a state line, is worth covering with SafetyWing until local coverage begins.

The same list, reordered by need.

A safe suburb means different things to a young family, a remote worker, a retiree, and a buyer on a budget. The same 25 towns reorder depending on what you need the safety to sit beside.

For the young family that ranks schools alongside safety, the large planned cities win over the tiny enclaves. Frisco, Allen, Prosper, and Flower Mound in the Dallas metro pair a green safety score and public school districts that rank among the strongest in the United States, deep enough that a family is not betting the move on a single campus. Sugar Land and Friendswood do the same on the Houston side. The trade against the top three enclaves is a slightly higher property rate in exchange for a real school district and a deeper housing market. The safest cities for families and best cities for families rankings carry the national field, and the relocation score tool grades each town against your current address.

For the remote worker who has cut the commute loose, the small East Texas and Hill Country towns become the value play. Whitehouse near Tyler, Lumberton near Beaumont, and Fair Oaks Ranch outside San Antonio deliver a near zero violent rate at a cost the big metro suburbs cannot match, and the daily drive into a downtown no longer matters. The one number a remote worker has to check is the internet, not the crime, so confirm fiber availability before a lease. The remote work ranking and the NordVPN guide cover the working from home side, and Wise handles any income that still arrives in a foreign currency.

For the retiree who wants quiet and a low tax bill, Texas offers a structural advantage on top of the safety: no state income tax, which lifts the take home on a fixed pension. Fair Oaks Ranch, Helotes, and the smaller Collin county towns north of Dallas pair the low crime with the no income tax base and a single story housing stock that suits a long retirement. The trade is property tax, which runs high in Texas and is the number a retiree should price before the move. The best cities for retirees and retirement rankings carry the wider read, and the tax calculator prices the after tax position against your current state.

For the buyer working to a budget, the list reorders hardest. The cheapest safe suburbs here are the small towns outside the four big metros, Whitehouse and Lumberton, followed by the San Antonio pair of Fair Oaks Ranch and Helotes, where the same safety costs far less than the Dallas and Austin enclaves. At the top end, Trophy Club, the Memorial Villages, Southlake, and Colleyville carry the highest housing costs on the list, the price of the lowest crime. A buyer should weigh the safety against the cost rather than chase the rank, because the gap between index 9.7 and index 8.2 is small while the price gap is large. The cheapest US cities and cheapest cities to live rankings track the value, the cost of living calculator prices a full month, and a relocation scouting trip through Booking.com covers the first nights before a lease is signed. For the move itself, the relocation checklist sets out the order of operations.

One closing reorder, for the buyer who values space above everything. The lowest density towns on the list, Parker on its multi acre Collin county lots and Fair Oaks Ranch on the Hill Country edge, trade walkability for land and quiet, while the large planned cities of Frisco and Allen offer the safety inside a denser, more connected street grid with retail and parks within reach. Neither is better; they suit different lives. The where should I live quiz weighs the space against the connection across a dozen questions, and the neighborhood matcher narrows a metro to the streets that fit. The most walkable cities ranking carries the wider walkability field for the buyer who wants to leave the car at home.